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My Money Personality Test

Discover your money type with Mirai!

15 questions · About 3 min · by Mirai
money spending financial planning

Result Types

Question preview · 15 questions
  1. Payday! When the money hits your account, what's the first thing you do?

    • Check the automatic transfers and save what's left!
    • Move a set amount into my investment account~
    • Finally buy that thing I've had my eye on!
    • Start by drawing up this month's budget
  2. A friend's birthday gift — how do you set the budget?

    • I pick something within the gift budget I set
    • Even if it's a bit pricey, something my friend will really love!
    • I make it myself or prepare something meaningful
    • Budget out the window... I want to get them something nice
  3. You spot clothes 50% off during a sale!

    • If I don't need it, I don't buy it, even on sale
    • It's on sale, so just buy it! It's a bargain~
    • First I check this month's fashion budget
    • I sleep on it for a day to see if I really need it
  4. What if you suddenly got 1 million won?

    • Put it straight into a savings or deposit account
    • Try investing it in stocks or crypto
    • Splurge on what I've wanted~! You only live once!
    • Half to savings, half to investing in myself
  5. When choosing a drink at a cafe?

    • One americano is enough for me
    • If there's a new item, I'll give it a shot!
    • I go for whatever has a coupon or discount
    • I treat whoever came with me too!
  6. Which is closest to your values about money?

    • Money is best when it grows! Building assets matters
    • You earn money to spend it! Experiences matter
    • You have to save money. Gotta build up for the future
    • A rich heart matters more than money
  7. What do you think about subscription services (Netflix, music, etc.)?

    • I subscribe to the bare minimum, only what I need
    • It goes out every month, so it feels like a waste
    • If it's convenient, spending a bit is fine~
    • Sharing with family or friends is a win!
  8. When you go grocery shopping, you...

    • Write a shopping list in advance and buy only that
    • If it's buy-one-get-one, into the cart it goes
    • If it looks tasty, straight into the cart!
    • Buy the bare minimum and get out fast
  9. When paying after eating out with friends?

    • Splitting the bill is the cleanest way
    • I've got this! You can get the next one~
    • We take turns paying, keeping it roughly even
    • Honestly, the bill situation kind of bugs me
  10. What are your thoughts on investing?

    • I study up and manage my own stocks/crypto
    • Risk scares me, so savings accounts are the best
    • I leave it to experts or invest indirectly through funds
    • Rather than investing, I want to spend on what I want now
  11. When do you feel the least regret about spending money?

    • When helping others
    • When having a great experience
    • When my investments turn a profit
    • Not spending is the best
  12. What's your standard when choosing home appliances?

    • Best value for money
    • Latest features first
    • Only the features I really need
    • Thorough price comparison
  13. What's your allowance/salary management style?

    • Manage it with Excel
    • Split it across accounts
    • If I've got it, I spend it~
    • Spend little in the first place
  14. How interested are you in economic news?

    • Check it every day!
    • Not really interested~
    • Only savings interest rates
    • I only follow the big stories
  15. What's your ideal future?

    • Financial freedom
    • A generous donor with plenty to give
    • Minimalist life
    • Everything I want to do!
Result types · 6

Fortified Saver

The type that instinctively saves and accumulates! They are extremely wary of unnecessary spending and find the greatest happiness in watching their bank balance grow.

Let Money Work: Investor

Growing money is the real deal! This type is always interested in economic news and investment trends, and passionate about building assets.

You Live Once: Spender

The type that finds happiness in experiencing and owning good things! They readily invest for present joy.

Perfect Budget Planner

A strategist who meticulously manages the flow of money! They excel at creating and executing budgets and dislike unplanned spending.

Wealth of Heart: Generous Type

A warm-hearted individual who loves to give abundantly to those around them. They find true happiness in sharing.

Only What's Necessary: Minimalist

A type that seeks mental abundance over material wealth. A wise consumer who reduces unnecessary spending and focuses only on what's truly important.